Insurance scheme for MLTA members only

Mountain Leader Training has been engaged in discussions between the British Mountaineering Council and Perkins Slade for some time now in order to negotiate preferential insurance rates for qualified leaders and instructors, based on the excellent safety record of our award holders. This has now borne fruit with a UK-remit Civil Liability Protection Scheme (i.e. third party injury) that members may well wish to consider joining. Other policies are available from a variety of sources so members are urged to make their own decision about the sort of cover that they require. This information page provides some background information about insurance for walking and climbing activities.
What sort of cover do you already have?

During training and assessment courses:

Registration with Mountain Leader Training does not include any insurance cover. It is the responsibility of the Course Provider to ensure that adequate liability insurance is in place for the duration of the training/assessment course.

Providers will not normally provide cancellation insurance, personal accident insurance or cover for candidate’s own personal equipment. Please check this with your Course Provider and if necessary you may wish to arrange appropriate cover.

Consolidation Period:

Your membership of the BMC, the MCofS or the MCI includes personal civil liability insurance cover as part of your membership. This insurance will cover candidates whilst gaining relevant experience and working with groups between training and assessment but does not include candidates trading under a company name.

It is the responsibility of candidates who are gaining experience during the consolidation period (either through paid employment or as a volunteer) to check that they are covered by an appropriate policy. An employer or voluntary organisation will often provide this insurance cover.

Award Holders:

Award holders who are current members of the BMC, the MCofS or the MCI have personal civil liability insurance cover when operating under the remit of their award providing that all party members are also members of a Mountaineering Council.

Holders of MLT Awards have a responsibility to ensure that when working they have adequate professional liability cover through their employer, operating authority or as a self-employed person.

 
Details of the Civil Liability Insurance scheme.

The Insurance policy is offered to full members only, because non-qualified leaders are automatically insured with the National Council membership.

The annual premiums for the new Civil Liability Protection Scheme are as follows:

 
Limit of Indemnity
work level  
£2m
£5m
< 15k turnover  
  £132.42   
£174.70
15k to 50k turnover  
£155.91    
   £202.88

 

Perkins Slade – Royal & Sun Alliance – Insuresport Mutual

Mountain Leader Training Association  - MLTA

 

 

CIVIL LIABILITY PROTECTION SCHEME 2007/2008

Insured:

Members of Mountain Leader Training Association

Insurer:

Royal & Sun Alliance and Insuresport Mutual

Renewal Date:

MLTA Insurance Scheme Renewal Date  (to be advised) 2007

Entitlement to Indemnity:

MLTA full members who are UK/Ireland residents. MLTA membership must be maintained for the duration of the insurance period.

Activities covered
  •  

Any recognised activity of MLTA whilst conducted within the UK/Ireland and within the remit of the WGL, ML, ML(W), CWA & SPA Awards which the insured member holds

Activities not covered
  •  

Activities outside the UK/Ireland

Activities involving the use a Trading Name

Cover:
  •  

Civil Liability to pay damages in respect of Claims Made against the Member

 
  •  

Legal Liability for claimants’ associated costs and expenses

Policy Features:
  •  

Public Liability, Products Liability, Professional Indemnity, Indemnity to Principals, Libel & Slander

Important Notes:
  •  

You must report every incident to Perkins Slade and maintain an Accident Record Book

 
  •  

You must advise Perkins Slade of any incident that may give rise to a claim in the future

Premiums

 

 

 

 

 

Limit of Indemnity £2,000,000

Turnover <  £15,000                        Premium £132.42

Turnover £15,000 to £50,000          Premium £155.91

 

 

 

 

 

 

Limit of Indemnity £5,000,000

Turnover <  £15,000                        Premium £174.70

Turnover £15,000 to £50,000          Premium £202.88

 

 

 

Notes:

 

 

 

 

 
  • MLTA cannot give any form of cover advice – please direct all questions to Perkins Slade
  • MLTA have used the information provided on 2 October 2007; this is known to be correct for 2007
  • Cover is only valid from the date that MLTUK receive your correctly completed application form with the correct remittance, and is not pre-dated. Cover is not valid if payment is refused by the bank.
  • Details, prices etc may change without notice, and are not in any way under the control of MLTA
  • THIS IS NOT A POLICY DOCUMENT, OR CONFIRMATION OF COVER
  • E&OE

 

 

 

 

 

 

Protection Scheme Contact Details:

Perkins Slade Limited

3 Broadway

Broad Street

Birmingham

B15 1BQ

Robert Hampton – 0121 698 8156

R.Hampton@perkins-slade.com

 

Tel:       +44 (0) 121 698 8050

Fax:     +44 (0) 121 625 9000

 

 

Please send application forms to:-

MLTA Insurance, MLTUK, Siabod Cottage, Capel Curig, Conwy, North Wales LL24 0ES with any cheques made payable to MLTUK

 

         

Downloading the paper work for the scheme.
Follow this link to download a copy of the insurance details listed above. Follow this link for the application form.